Will insurance agents be replaced by AI?

With AI automating more tasks in the insurance industry, I am wondering whether human agents will still have a role. How likely is full replacement, and what parts of the job are still uniquely human?

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From what I see, AI will automate a lot of routine insurance tasks, but full replacement isn’t likely. Human agents are still needed for complex cases, relationship building, and personalized guidance.

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I think AI will enhance insurance work, not erase it. It handles underwriting and customer queries well, but emotional intelligence and nuanced advice still come from humans. The future feels hybrid.

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AI may reduce some admin roles, but insurance agents aren’t going away. They’ll shift toward advisory work while AI supports analytics, paperwork, and automation behind the scenes.